Volume 3, Issue 1, March 2018, Page: 1-12
A Discrete Choice Experiment to Elicit the Willingness to Pay for Health Insurance by the Informal Sector Workers in Sierra Leone
Joseph Kamara, Sierra Leone Social Health Insurance (SLeSHI) Scheme, Freetown, Sierra Leone
Mireia Jofre Bonet, Department of Economics, City University of London, London, UK
Alice Mesnard, Department of Economics, City University of London, London, UK
Received: Mar. 17, 2018;       Accepted: May 7, 2018;       Published: May 29, 2018
DOI: 10.11648/j.hep.20180301.11      View  870      Downloads  60
Abstract
The current health care financing system in Sierra Leone is unsustainable and poses challenges ranging from increased in out of pocket health care expenditure to accessibility problems, particularly in rural areas where living standards are low and health care facilities are scarce. This paper investigates whether privately financed health Insurance can improve the accessibility to formal health care in Sierra Leone and mitigate the effects of OOPs on poor households. To do so, we estimate the Willingness To Pay (WTP) for health insurance among informal sector workers in Sierra Leone using a Discrete Choice Experiment approach. Eight informal sector activities were selected namely – petty trading, subsistence farming, commercial bike riding, cattle rearing, fishing, tailoring, mining and quarrying. A random effect logit model is used to estimate households’ WTP for an improvement in coverage, choice of health care provider and a reduction in waiting time. Our study reveals that households were WTP more to have better attributes (better coverage, less waiting time) and to go to a faith - based provider. Our findings also suggest that location – rural versus urban – matters in determining the WTP since urban households were WTP more for health insurance than their rural counterparts, (SLL 54,348 or $7.34) and (SLL 37,250.5 or $5.03), respectively.
Keywords
Health Insurance, Willingness to Pay, Discrete Choice Experiment, Informal Sector, Sierra Leone, Sierra Leonean Leones
To cite this article
Joseph Kamara, Mireia Jofre Bonet, Alice Mesnard, A Discrete Choice Experiment to Elicit the Willingness to Pay for Health Insurance by the Informal Sector Workers in Sierra Leone, International Journal of Health Economics and Policy. Vol. 3, No. 1, 2018, pp. 1-12. doi: 10.11648/j.hep.20180301.11
Copyright
Copyright © 2018 Authors retain the copyright of this article.
This article is an open access article distributed under the Creative Commons Attribution License (http://creativecommons.org/licenses/by/4.0/) which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
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